7 Steps to Buying a Home
1. Select me as your real estate agent - I will work hard to find the perfect home for you.
2. Get a loan pre-approval or pre-qualification - Most REO properties will not accept an offer without a loan pre-qualification letter. Once you have decided you will be purchasing a home the first step is to get pre-approved so your offers will be submitted to the bank.
3. Find the property you want to buy - I will show you any properties that fall into your search criteria or homes I think you would be interested in seeing.
4. Write an offer - Once we find the home you want to buy I will help you write a strong, effective offer.
5. Offer is presented to seller - The seller can choose to accept, counter, or reject your offer. I will work with the seller to get your offer accepted.
6. Open escrow - Once your offer has been accepted escrow is opened and now is the time when you will contact your lender and provide and necessary documentation, the appraisal is ordered, home disclosures are reviewed, homeowner's documents (if any) are reviewed, the preliminary title report is reviewed, the physical inspection is completed, the termite inspection is completed, and a home insurance policy is chosen.
7. Close escrow - Once all conditions of the contract have been met you will sign loan documents and wire funds into escrow. Once the deed is recorded at the County recorder's office you will be given the keys and can move into your new home.